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Eligibility for finance

Before you enter the process of applying for credit:

You must be over 18 years of age and have evidence of income

Have been a UK resident for more than 12 months

Hold a personal bank account which a direct debit can be taken out from

Buy Now, Pay Later
Payments over 1 to 4 years
Payments over 5 to 8 years

Buy Now, Pay Later

There's no interest if you pay the balance in full within the first 12 months

Alternatively pay over the following 48 months with interest of 6.9% APR representative

6.9% APR representative example
Cash Price
£7,715
Deposit
£1,000
48 monthly payments
£169.95
Fixed interest rate p.a
4.3%
Total amount payable
£9,157.60
Total amount of credit
£6,715.00

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Fixed Monthly Payments over 1 to 4 years @ 4.9% APR

Looking to buy your new kitchen or bathroom with a finance package? This option suits people looking to repay the credit within 4 years.

Each of these options have a 4.9% APR Representative. A credit cost that is added to the balance of your kitchen or bathroom order.

There is a choice of months to spread the cost across - select a monthly repayment plan that suits your budget and repay over 12, 24, 36 or 48 months.

Key Benefits:

  • Interest applied at an agreed rate of 4.9% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Bearing Credit at 4.9% APR Representative examples:
12 Months
24 Months
36 Months
48 Months
Cash Price
£7,000
£7,000
£7,000
£7,000
Deposit
£1,000
£1,000
£1,000
£1,000
Credit
£6,000
£6,000
£6,000
£6,000
Monthly installments
£513.07
£262.66
£179.26
£137.60
Fixed interest rate p.a
2.61%
2.52%
2.53%
2.52%
Cost of credit
£156.72
£303.84
£453.36
£604.80
Total cost
£7,156.72
£7,303.84
£7,453.36
£7,604.80

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Fixed Monthly Payments over 5 to 8 years @ 6.9% APR

Want a new Kitchen or Bathroom and also want to keep your monthly repayments lower than our 4 year Interest Bearing Credit option? Then selecting an option where monthly repayments are made over 5, 6, 7, or 8 years with 6.9% APR Representative, could meet your needs.

The 6.9% APR Representative is added to the balance of your kitchen or bathroom order, and repayments can be spread over 60, 72, 84 or 96 months.

Key Benefits:

  • Interest applied at an agreed rate of 6.9% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Bearing Credit at 6.9% APR Representative examples:
60 Months
72 Months
84 Months
96 Months
Cash Price
£7,000
£7,000
£7,000
£7,000
Deposit
£1,000
£1,000
£1,000
£1,000
Credit
£6,000
£6,000
£6,000
£6,000
Monthly installments
£117.95
£101.42
£89.67
£80.90
Fixed interest rate p.a
3.60%
3.60%
3.60%
3.70%
Cost of credit
£1,075.80
£1,300.08
£1,529.76
£1,763.52
Total cost
£8,075.80
£8,300.08
£8,529.76
£8,763.52

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

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Our design consultant will measure your room, discuss your ideas and bring them to life with a 3D plan with no obligation to buy.

Showroom Kitchen Collection
Showroom Kitchen Collection
From sleek, handleless slab cabinets to traditional shaker design, there's a style to bring your vision to life in our stunning collection of Showroom Kitchens. They offer endless design and layout potential, so you can achieve a dream kitchen that's tailored around you and your needs.
Find your nearest Wickes showroom
Find your nearest Wickes showroom
There are now more than 240 Wickes stores throughout the UK. Visit your local Wickes kitchen showroom to browse our kitchen displays and chat with our experts. They can give you a full demonstration of our ranges and answer any questions you may have.

Terms & conditions

Buy Now Pay Later, specific terms: Offer only available on Showroom kitchen products, Showroom bathroom products and “dry fit” installation services. Minimum deposit 10%. If the balance is paid in full within 12 months of the agreement date, you will pay no interest. The agreement date is the date the finance application is accepted. If the balance is not paid in full within 12 months from the agreement date (Deferred First Payment Date), the amount owed will include interest accrued from the agreement date. The 48 equal monthly payments will commence 12 months after the agreement date.

Interest Bearing Credit, specific terms: Minimum spend £1,000 Showroom kitchen products or Showroom bathroom products. Minimum 10% deposit required. Equal payments commence after delivery.

Terms & Conditions applicable to all Interest Bearing Credit options & Buy Now Pay Later finance option.
Credit subject to status. Over 18s only. Finance agreements can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote. Settlement of credit is made to Hitachi Capital (UK) Plc NOT Wickes. We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from Hitachi on request. Wickes Building Supplies Limited is registered in England and Wales with registration number 1840419 and is authorised and regulated by the Financial Conduct Authority to carry on credit-broking. Registered office; Lodge Way House, Harlestone Road, Northampton, NN5 7UG. Credit is exclusively provided by Hitachi Capital (UK) PLC, with whom Wickes have a commercial relationship. Hitachi Capital (UK) PLC is registered in England and Wales with registration number 1630491 and is authorised and regulated by the Financial Conduct Authority. Registered office; Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.

In terms of employment, you must qualify as one of the following: employed working 16 hours minimum, on a permanent contact, Self- Employed, Retired person (this includes early retirement), a registered carer, a person on disability allowances, of which they can provide proof. Student Nurse or Doctor. If unemployed then they can apply for finance providing they have a cohabiting working partner who can provide employment details. Evidence of income may be requested by Hitachi Capital including Disability/Pension Entitlement or Wage/Salary