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Finance Eligibility
Spread the cost over 12 to 48 months
Spread the cost over 60 to 96 months
Buy now, pay later

Get started by checking that you are eligible for finance.

You’ll need to be;

  • Aged 18 or over.
  • Permanent UK resident, for a minimum of 3 years.
  • Fulfil one of the employment criteria: Be in regular, permanent employment working a minimum of 16 hours per week (including students) or be retired from regular employment or be not working through disability or be self employed.
  • Earn at least £6,000 per year
  • Have a bank/ building society account with a Direct Debit facility.
  • Have an email address and a mobile phone number.
  • Have no outstanding County Court Judgements (CCJs)

Find out how much credit you could be eligible for with the Barclays Eligibility Checker*

*Using the Barclays Eligibility Checker does not affect your credit score.

Important information:

Terms, Conditions and Exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Over 18s only. See eligibility criteria for further details.

Wickes Building Supplies Limited (“Wickes”) acts as a Credit Broker and not the Lender. Financial Services Register No: 723596. Company Registration No: 1840419.

Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.

Wickes Building Supplies Limited is a Credit Broker for Credit provided by the Lender: Clydesdale Financial Services Limited trading as Barclays Partner Finance (“Barclays Partner Finance”).

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.

Finance agreements can be settled at any point by contacting the Credit Lender (Barclays Partner Finance) and requesting a settlement quote.

We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Credit Lender on request.

Wickes cannot provide independent advice on the credit options provided by the Lender and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.

Pay monthly finance - Spread the cost over 12, 24, 36 or 48 months at 4.9% APR.

  • Start making repayments once your Showroom project is delivered or installed.
    • All repayments commence approximately 30 days from our confirmation to the credit lender, Barclays Partner Finance, that we have fulfilled your delivery or Wickes installation service.
    • The credit lender, Barclays Partner Finance, will confirm the exact date of your first repayment with you via email.
  • Choose a fixed period to repay the credit.
    • Select from 12, 24, 36 or 48 months.
    • For these options the interest rate is fixed at 4.9% APR.
  • This option requires a minimum spend of £1,000 on Showroom bathroom products.
  • Minimum 10% deposit required.
  • Finance is available on products classified as “Showroom”, Wickes “Dry Fit” installation & Wickes “Tiling & Flooring” installation service. Finance can not be taken on other products sold by Wickes or “Specialist” installation services.
  • Each Showroom order requires a separate finance agreement - e.g. a kitchen and a bathroom from the Showroom range requires two separate finance agreements.
  • Click here for more details on eligibility criteria.
Representative example at 4.9% APR, based on a 48 month term
Item value (cash price)
£4,000.00
Deposit
£400.00
Total amount of credit
£3,600.00
Agreement duration
48 months
Annual rate of interest
4.9%
Representative APR
4.9%
Number of monthly payments
48
Amount per monthly payment
£82.57
Total amount payable
£4,363.36
Illustrative examples of the 12, 24, 36 and 48 month term options, at 4.9% APR
12 Months
24 Months
36 Months
48 Months
Item value (cash price)
£4,000.00
£4,000.00
£4,000.00
£4,000.00
Deposit
£400.00
£400.00
£400.00
£400.00
Total amount of credit
£3,600.00
£3,600.00
£3,600.00
£3,600.00
Agreement duration
12 months
24 months
36 months
48 months
Annual rate of interest
4.9%
4.9%
4.9%
4.9%
Representative APR
4.9%
4.9%
4.9%
4.9%
Number of monthly payments
12
24
36
48
Amount per monthly payment
£307.85
£157.60
£107.56
£82.57
Total amount payable
£4,094.20
£4,182.40
£4,272.16
£4,363.36
Important information:

Terms, Conditions and Exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Over 18s only. See eligibility criteria for further details.

Wickes Building Supplies Limited (“Wickes”) acts as a Credit Broker and not the Lender. Financial Services Register No: 723596. Company Registration No: 1840419.

Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.

Wickes Building Supplies Limited is a Credit Broker for Credit provided by the Lender: Clydesdale Financial Services Limited trading as Barclays Partner Finance (“Barclays Partner Finance”).

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.

Finance agreements can be settled at any point by contacting the Credit Lender (Barclays Partner Finance) and requesting a settlement quote.

We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Credit Lender on request.

Wickes cannot provide independent advice on the credit options provided by the Lender and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.

Pay monthly finance - Spread the cost over 60, 72, 84 or 96 months at 6.9% APR.

  • Start making repayments once your Showroom project is delivered or installed.
    • All repayments commence approximately 30 days from our confirmation to the credit lender, Barclays Partner Finance, that we have fulfilled your delivery or Wickes installation service.
    • The credit lender, Barclays Partner Finance, will confirm the exact date of your first repayment with you via email.
  • Choose a fixed period to repay the credit.
    • Select from 60, 72, 84 or 96 months.
    • For these options the interest rate is fixed at 6.9% APR.
  • This option requires a minimum spend of £1,000 on Showroom bathroom products.
  • Minimum 10% deposit required.
  • Finance is available on products classified as “Showroom”, Wickes “Dry Fit” installation & Wickes “Tiling & Flooring” installation service. Finance can not be taken on other products sold by Wickes or “Specialist” installation services.
  • Each Showroom order requires a separate finance agreement - e.g. a kitchen and a bathroom from the Showroom range requires two separate finance agreements.
  • Click here for more details on eligibility criteria.
Representative example at 6.9% APR, based on a 96 month term
Item value (cash price)
£4,000.00
Deposit
£400.00
Total amount of credit
£3,600.00
Agreement duration
96 months
Annual rate of interest
6.9%
Representative APR
6.9%
Number of monthly payments
96
Amount per monthly payment
£48.53
Total amount payable
£5,058.88
Illustrative examples of the 60, 72, 84 & 96 month term options, at 6.9% APR
60 Months
72 Months
84 Months
96 Months
Item value (cash price)
£4,000.00
£4,000.00
£4,000.00
£4,000.00
Deposit
£400.00
£400.00
£400.00
£400.00
Total amount of credit
£3,600.00
£3,600.00
£3,600.00
£3,600.00
Agreement duration
60 Months
72 Months
84 Months
96 Months
Annual rate of interest
6.9%
6.9%
6.9%
6.9%
Representative APR
6.9%
6.9%
6.9%
6.9%
Number of monthly payments
60
72
84
96
Amount per monthly payment
£70.76
£60.84
£53.79
£48.53
Total amount payable
£4,645.60
£4,780.48
£4,918.36
£5,058.88
Important information:

Terms, Conditions and Exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Over 18s only. See eligibility criteria for further details.

Wickes Building Supplies Limited (“Wickes”) acts as a Credit Broker and not the Lender. Financial Services Register No: 723596. Company Registration No: 1840419.

Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.

Wickes Building Supplies Limited is a Credit Broker for Credit provided by the Lender: Clydesdale Financial Services Limited trading as Barclays Partner Finance (“Barclays Partner Finance”).

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.

Finance agreements can be settled at any point by contacting the Credit Lender (Barclays Partner Finance) and requesting a settlement quote.

We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Credit Lender on request.

Wickes cannot provide independent advice on the credit options provided by the Lender and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.

  • With “Buy now, pay later” if you repay the full amount of credit within 12 months of your delivery or completion of your Wickes installation, then there is no interest to pay with this option.
  • However, if you pay back your credit after the 12 months has passed, then interest is paid for the full 60 month term of the loan, at a fixed rate of 6.9% APR.
  • Repayments are spread over 48 months. (The credit agreement is for 60 months).
  • The first repayment is classified as being deferred for 12 months. The deferral period is a payment holiday and is not an interest free period.
  • If you make a partial repayment of the credit within the first 12 months of your delivery or completion of your Wickes installation, then interest is adjusted to reflect your new balance. Please contact Barclays Partner Finance for details on how your partial repayment(s) within the first 12 months of the term affect the overall cost of credit.
  • Fixed interest rate of 6.9% APR.
  • This option requires a minimum spend of £500 on Showroom bathroom products.
  • Minimum 10% deposit required.
  • Finance is available on products classified as “Showroom”, Wickes “Dry Fit” installation & Wickes “Tiling & Flooring” installation service. Finance can not be taken on other products sold by Wickes or “Specialist” installation services.
  • Each Showroom order requires a separate finance agreement.
  • Click here for more details on eligibility criteria.
  • Terms apply to new "Buy Now, Pay Later" agreements only (with effect from April 2021).
Buy Now, Pay Later representative example at 6.9% APR
Item value (cash price)
£4,000.00
Deposit
£400.00
Total amount of credit
£3,600.00
Agreement duration
60 months
Annual rate of interest
6.9%
Representative APR
6.9%
Number of monthly payments
48
Amount per monthly payment
£91.10
Total amount payable
£4,772.80
Important information:

Terms, Conditions and Exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Over 18s only. See eligibility criteria for further details.

Wickes Building Supplies Limited (“Wickes”) acts as a Credit Broker and not the Lender. Financial Services Register No: 723596. Company Registration No: 1840419.

Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.

Wickes Building Supplies Limited is a Credit Broker for Credit provided by the Lender: Clydesdale Financial Services Limited trading as Barclays Partner Finance (“Barclays Partner Finance”).

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.

Finance agreements can be settled at any point by contacting the Credit Lender (Barclays Partner Finance) and requesting a settlement quote.

We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Credit Lender on request.

Wickes cannot provide independent advice on the credit options provided by the Lender and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.