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Interest Free
Buy Now, Pay Later
Payments over 1 to 4 years
Payments over 5 to 8 years

Interest Free Credit @ 0% APR

Up to 4 years
interest free
credit on showroom kitchens
0% APR representative
10% deposit required
Minimum Spend applies
T&Cs apply†

Put simply, you pay back the exact cost of your kitchen in equal repayments over a series of agreed months with no interest.

Key Benefits:

  • 0% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Free Credit at 0% APR representative example:
Total cost
£5,067
Deposit
£507
Credit
£4,560
Monthly instalments over 24 months
£190
Interest rate p.a
0% fixed
Cost of credit
£0
Alternative cash price
£5,067

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

2 years
interest free
credit on showroom bathrooms
0% APR representative
10% deposit required
Minimum Spend applies
T&Cs apply†

Put simply, you pay back the exact cost of your bathroom in equal repayments over two years with no interest.

Key Benefits:

  • 0% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Free Credit at 0% APR representative example:
Total cost
£2,000
Deposit
£200
Credit
£1,800
Monthly instalments over 24 months
£75
Interest rate p.a
0% fixed
Cost of credit
£0
Alternative cash price
£2,000

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Buy Now, Pay Later

If you take this plan you have the option to pay in full within 12 months and pay no interest.

Alternatively pay over the following 48 months with interest of 6.9% APR representative.

Key Benefits:

  • Initial holiday period
  • First payment will be stated on the agreement form
  • If agreements are settled within the holiday period, you will pay no interest
  • Otherwise, equal repayments (including interest calculated at inception of agreement) will be made monthly
  • Interest applied at agreed rate of 6.9% APR representative

Interest Bearing Credit at 6.9% APR representative over 48 months:
Cash Price
£6,581.06
10% Deposit
£658.11
48 Monthly installments
£149.90
Fixed interest rate p.a
4.30%
Cost of credit
£1,272.31
Total cost
£7,853.31

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Fixed Monthly Payments over 1 to 4 years @ 4.9% APR

Looking to buy your new kitchen or bathroom with a finance package? This option suits people looking to repay the credit within 4 years.

The ‘pay monthly’ option has an annual interest rate of 4.9% APR, a credit cost that is added to the price of your kitchen or bathroom.

There is choice of months to spread the cost over; 12, 24, 36 or 48.

Key Benefits:

  • Interest applied at an agreed rate of 4.9% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Bearing Credit at 6.9% APR representative over 48 months:
12 Months
24 Months
36 Months
48 Months
Cash Price
£7,000
£7,000
£7,000
£7,000
Deposit
£1,000
£1,000
£1,000
£1,000
Credit
£6,000
£6,000
£6,000
£6,000
Monthly installments
£513.07
£262.66
£179.26
£137.60
Fixed interest rate p.a
2.61%
2.52%
2.53%
2.52%
Cost of credit
£156.72
£303.84
£453.36
£604.80
Total cost
£7,156.72
£7,909.84
£7,453.36
£7,604.80

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Fixed Monthly Payments over 5 to 8 years @ 6.9% APR

Want a new Kitchen or Bathroom and also want to keep monthly repayments even lower than our 4 year option. Then selecting an option where repayments are made over 5 to 8 years with an annual interest rate of 6.9% APR could meet your needs.

The annual interest rate of 6.9% APR is added to the cost of the kitchen or bathroom, and repayments can be spread over 60, 72, 84 or 96 months.

Key Benefits:

  • Interest applied at an agreed rate of 6.9% APR representative
  • Equal monthly repayments
  • First payment will be due approximately one month after delivery of goods or on completion of Wickes installation

Interest Bearing Credit at 6.9% APR representative over 48 months:
60 Months
72 Months
84 Months
96 Months
Cash Price
£7,000
£7,000
£7,000
£7,000
Deposit
£1,000
£1,000
£1,000
£1,000
Credit
£6,000
£6,000
£6,000
£6,000
Monthly installments
£117.95
£101.42
£89.67
£80.90
Fixed interest rate p.a
3.60%
3.60%
3.60%
3.70%
Cost of credit
£1,075.80
£1,300.08
£1,529.76
£1,763.52
Total cost
£8,075.80
£8,300.08
£8,529.16
£8,763.52

In keeping with the regulations, all finance agreements offered by Wickes can be settled at any point by contacting our credit supplier Hitachi Capital (UK) Plc and requesting a settlement quote.

Eligibility for finance

Before you enter the process of applying for credit:
  • You must be over 18 years of age and employed
  • Have been a UK resident for more than 12 months
  • Hold a personal bank account which a direct debit can be taken out from
Ready to take the next step?

Book a FREE design appointment

Ready to take the next step?
Book a FREE home visit with a design consultant. They'll measure your room, discuss your ideas and bring them to life with a 3D plan with no obligation to buy.
Showroom Kitchen Collection
Showroom Kitchen Collection
From sleek, handleless slab cabinets to traditional shaker design, there's a style to bring your vision to life in our stunning collection of Showroom Kitchens. They offer endless design and layout potential, so you can achieve a dream kitchen that's tailored around you and your needs.
Find your nearest Wickes showroom
Find your nearest Wickes showroom
There are now more than 240 Wickes stores throughout the UK. Visit your local Wickes kitchen showroom to browse our kitchen displays and chat with our experts. They can give you a full demonstration of our ranges and answer any questions you may have.

Terms & conditions

Showroom Kitchens
Up to 4 years Interest Free Credit


Terms, conditions and exclusions apply. Credit subject to status. 0% APR representative. Over 18’s only. 10% minimum deposit required. Minimum spend to qualify. Spend over £12,000 on showroom kitchens to qualify for 48 months interest free credit. Spend over £8,000 on showroom kitchens to qualify for 36 months interest free credit. Spend over £5,000 on showroom kitchens to qualify for 24 months interest free credit. Offer only available on Showroom kitchen products and Wickes \"dry fit\" kitchen installation service. Qualifying spend can include standard “dry fit” installation costs. Ask your design consultant for more information on Wickes “dry fit” installation service exclusions, terms and conditions. Equal monthly payments commence after delivery. Wickes Building Supplies Limited is registered in England and Wales with registration number 1840419 and is authorised and regulated by the Financial Conduct Authority to carry on credit-broking. Registered office; Lodge Way House, Harlestone Road, Northampton, NN5 7UG. Credit is exclusively provided by Hitachi Capital (UK) PLC, with whom Wickes have a commercial relationship. Hitachi Capital (UK) PLC is registered in England and Wales with registration number 1630491 and is authorised and regulated by the Financial Conduct Authority. Registered office; Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Offer only available on kitchen showroom products and services as described in these terms. Wickes reserves the right to withdraw this offer at any time without prior notice.

Showroom Kitchens from £190 per month: Credit subject to status. Terms, conditions and exclusions apply. Minimum spend £5,000. Representative example - The example of £190 monthly repayment is based on a qualifying spend of £5,067. Total amount payable is £5,067, comprising of credit of £4,560 (equal monthly repayments of £190 per month for 24 months), after 10% deposit paid (£507). Alternatively, cash price £5,067. 0% Fixed P.A.

Showroom Bathrooms
2 years Interest Free Credit


Terms, conditions and exclusions apply. Credit subject to status. 0% APR representative. Over 18’s only. 10% minimum deposit required. Minimum spend to qualify. Spend over £2,000 on showroom bathrooms to qualify for 24 months interest free credit. Offer only available on Showroom bathroom products and Wickes \"dry fit\" bathroom installation service. Qualifying spend can include standard “dry fit” installation costs. Ask your design consultant for more information on Wickes “dry fit” installation service exclusions, terms and conditions. Equal monthly payments commence after delivery. Wickes Building Supplies Limited is registered in England and Wales with registration number 1840419 and is authorised and regulated by the Financial Conduct Authority to carry on credit-broking. Registered office; Lodge Way House, Harlestone Road, Northampton, NN5 7UG. Credit is exclusively provided by Hitachi Capital (UK) PLC, with whom Wickes have a commercial relationship. Hitachi Capital (UK) PLC is registered in England and Wales with registration number 1630491 and is authorised and regulated by the Financial Conduct Authority. Registered office; Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Offer only available on Showroom bathroom products and services as described in these terms. Wickes reserves the right to withdraw this offer at any time without prior notice.

Buy Now Pay Later

Terms, conditions and exclusions apply. Credit subject to status. Over 18s only. Offer only available on Showroom kitchen products, Showroom bathroom products and “dry fit” installation services. Minimum deposit 10%. If the balance is paid in full within 12 months of the agreement date, you will pay no interest. The agreement date is the date the finance application is accepted. If the balance is not cleared in full on or before 12 months from the agreement date, the amount owed will include deferred interest from the agreement date. The 48 equal monthly payments will commence 12 months after the agreement date. Representative example: values shown are based on the average paid advances between 1st December 2017 and 27th May 2018. Wickes Building Supplies Limited is registered in England and Wales with registration number 1840419 and is authorised and regulated by the Financial Conduct Authority to carry on credit-broking. Registered office; Lodge Way House, Harlestone Road, Northampton, NN5 7UG. Credit is exclusively provided by Hitachi Capital (UK) PLC, with whom Wickes have a commercial relationship. Hitachi Capital (UK) PLC is registered in England and Wales with registration number 1630491 and is authorised and regulated by the Financial Conduct Authority. Registered office; Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.

In terms of employment, you must qualify as one of the following: employed working 16 hours minimum, on a permanent contact, Self- Employed, Retired person (this includes early retirement), a registered carer, a person on disability allowances, of which they can provide proof. Student Nurse or Doctor. If unemployed then they can apply for finance providing they have a cohabiting working partner who can provide employment details. Evidence of income may be requested by Hitachi Capital including Disability/Pension Entitlement or Wage/Salary.